We all like to drive comfortable and pleasurable cars. Like health insurance in Kenya, car insurance Kenya can be expensive. However, you can make your car insurance affordable by observing a few guidelines listed below. It will save you some money and keep more risks at bay.
1. Update the car security: Whether it means installing a car alarm, keeping the car in a safe location or merely installing a tracker sold by a recognized company, you can earn some reduction in premiums as a result of improving car security.
2. Update the insurer of any modifications: Car insurers require that you inform them of any changes to car suspension, lights, wheel size and engine or other changes that can alter the car's performance. Informing the insurer will avoid circumstances where the insurer fails to cover modifications or imposing stringent conditions in case of a loss or accident.
3. Buy within your financial ability: This ensures that you are able to maintain the car. The insurer will check the costs of vehicle parts, repair costs for components, vehicle security and performance. Never buy a car that you cannot afford to maintain and replace because it will increase car insurance cost in Kenya. It is the same case with health insurance Kenya because the cost is higher for those with existing health conditions than those who do not have.
4. Stay away from trouble: The quote for car insurance in Kenya is more affordable the more years you drive without trouble and claims. Many people reduce the rate of claims by settling privately with other motorists (especially when the damage is minimal) when an accident occurs, instead of running to your insurer.
5. Keep your license clean: High risk drivers usually pay higher premiums in Kenya, so you might want to keep it clean if you have to pay lower premiums.
Remember that smart insuring, just as is the case with health insurance in Kenya, surpasses the lowest cost option so you may want to do your research on alternatives, see reviews about providers and compare amongst these providers.
1. Update the car security: Whether it means installing a car alarm, keeping the car in a safe location or merely installing a tracker sold by a recognized company, you can earn some reduction in premiums as a result of improving car security.
2. Update the insurer of any modifications: Car insurers require that you inform them of any changes to car suspension, lights, wheel size and engine or other changes that can alter the car's performance. Informing the insurer will avoid circumstances where the insurer fails to cover modifications or imposing stringent conditions in case of a loss or accident.
3. Buy within your financial ability: This ensures that you are able to maintain the car. The insurer will check the costs of vehicle parts, repair costs for components, vehicle security and performance. Never buy a car that you cannot afford to maintain and replace because it will increase car insurance cost in Kenya. It is the same case with health insurance Kenya because the cost is higher for those with existing health conditions than those who do not have.
4. Stay away from trouble: The quote for car insurance in Kenya is more affordable the more years you drive without trouble and claims. Many people reduce the rate of claims by settling privately with other motorists (especially when the damage is minimal) when an accident occurs, instead of running to your insurer.
5. Keep your license clean: High risk drivers usually pay higher premiums in Kenya, so you might want to keep it clean if you have to pay lower premiums.
Remember that smart insuring, just as is the case with health insurance in Kenya, surpasses the lowest cost option so you may want to do your research on alternatives, see reviews about providers and compare amongst these providers.
